Le coût du crédit banking s’est relatively renchéri en fin d’année dernière, mais sa tendance de fond reste baissière. The results of the Bank Al-Maghrib survey show the current tax debts that the global tax rate stands at 4.44% in the quarter of 2021 after 4.35% in the previous quarter. On the ensemble of the year 2021, the global debt rate is stable in June at 4.39% in contraction of 14 base points (pbs) for rapport on the previous year, is still registered on the trend baissière observed sur les quatre dernières années.
In the fourth quarter of 2021, the hausse des taux débiteurs concerned the treasury facilities (4.11%) and the real estate loans (4.82%). On the other hand, the taxes applied to the credits on the equipment increased to 4.56% and the consumption to 6.47%. Pour le taux appliqué aux credits aux particuliers, il a été ramené à 5.16% et celui des prêts aux entreprises non financiers s’est renchéri à 4.26%. For the credits of non-financial private companies, the tax is situated at 4.30%, with a tax of 4.01% for large companies and 4.88% for three small, small and small companies.